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	<title>Arizona Consumers Council</title>
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	<link>http://www.azconsumer.org</link>
	<description>A Voice for Consumers Since 1966</description>
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		<title>Debt Settlement Companies:  Helping You Dig a Deeper Hole</title>
		<link>http://www.azconsumer.org/debt-settlement-companies-helping-you-dig-a-deeper-hole/</link>
		<comments>http://www.azconsumer.org/debt-settlement-companies-helping-you-dig-a-deeper-hole/#comments</comments>
		<pubDate>Wed, 10 Mar 2010 12:00:03 +0000</pubDate>
		<dc:creator>Leslie Kyman Cooper</dc:creator>
				<category><![CDATA[Credit & Finance]]></category>
		<category><![CDATA[Featured]]></category>

		<guid isPermaLink="false">http://www.azconsumer.org/?p=681</guid>
		<description><![CDATA[With the down economy, many may be tempted by ads from companies that promise to settle your debts for 50 cents or less on the dollar. But beware, this claim is too good to be true: most debt settlement companies will siphon off your hard-earned cash, and leave you worse off than before. Before you [...]]]></description>
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		<title>A Truly Free Credit Report</title>
		<link>http://www.azconsumer.org/a-truly-free-credit-report/</link>
		<comments>http://www.azconsumer.org/a-truly-free-credit-report/#comments</comments>
		<pubDate>Tue, 09 Mar 2010 12:30:36 +0000</pubDate>
		<dc:creator>Leslie Kyman Cooper</dc:creator>
				<category><![CDATA[Credit & Finance]]></category>
		<category><![CDATA[Featured]]></category>

		<guid isPermaLink="false">http://www.azconsumer.org/?p=660</guid>
		<description><![CDATA[Everyone who has watched TV has seen them: those annoying commercials that promise a free credit report. There are the hip young people singing about the problems they&#8217;ve suffered because they failed to get their free credit report from &#8220;freecreditreport.com.&#8221; Of course, they haven&#8217;t managed to work the information you really need into the jingle:
 


Federal [...]]]></description>
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		<slash:comments>0</slash:comments>
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		<title>New Credit Card Rules:  Better, But Still Complex</title>
		<link>http://www.azconsumer.org/new-credit-card-rules-better-but-still-complex/</link>
		<comments>http://www.azconsumer.org/new-credit-card-rules-better-but-still-complex/#comments</comments>
		<pubDate>Sat, 06 Mar 2010 17:35:53 +0000</pubDate>
		<dc:creator>Leslie Kyman Cooper</dc:creator>
				<category><![CDATA[Credit & Finance]]></category>
		<category><![CDATA[Featured]]></category>

		<guid isPermaLink="false">http://www.azconsumer.org/?p=637</guid>
		<description><![CDATA[Just last month, new rules that protect consumers who use credit cards went into effect.   While the rules in Credit Card Accountability and Disclosure Act mean that credit card users are generally better than they were before, credit card users won&#8217;t get any relief from long, complex disclosure statements:  the new rules are still complicated [...]]]></description>
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		<slash:comments>0</slash:comments>
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		<item>
		<title>SNL &#8220;Presidents&#8221; Advise &#8220;Obama:&#8221;  Pass Financial Regs</title>
		<link>http://www.azconsumer.org/snl-presidents-advise-obama-pass-financial-regs/</link>
		<comments>http://www.azconsumer.org/snl-presidents-advise-obama-pass-financial-regs/#comments</comments>
		<pubDate>Wed, 03 Mar 2010 17:12:33 +0000</pubDate>
		<dc:creator>Leslie Kyman Cooper</dc:creator>
				<category><![CDATA[Credit & Finance]]></category>
		<category><![CDATA[Featured]]></category>

		<guid isPermaLink="false">http://www.azconsumer.org/?p=670</guid>
		<description><![CDATA[Check out this video, produced by Ron Howard, in which actors who have played the presidents on Saturday Night Live advise another playing President Obama to clean up the financial mess they caused, and pass financial regulatory reform.  SNL &#8216;Presidents&#8217; Push for Wall Street Reform
]]></description>
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		<slash:comments>0</slash:comments>
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		<title>Energy Efficiency Could Save Arizonans Hundreds Each Year</title>
		<link>http://www.azconsumer.org/energy-efficiency-could-save-arizonans-hundreds-each-year/</link>
		<comments>http://www.azconsumer.org/energy-efficiency-could-save-arizonans-hundreds-each-year/#comments</comments>
		<pubDate>Mon, 01 Mar 2010 16:51:54 +0000</pubDate>
		<dc:creator>Leslie Kyman Cooper</dc:creator>
				<category><![CDATA[Energy & Environment]]></category>
		<category><![CDATA[Featured]]></category>

		<guid isPermaLink="false">http://www.azconsumer.org/?p=646</guid>
		<description><![CDATA[A new report released today finds that Arizona families will continue to spend an extra $422 per year on their energy bills if strong energy efficiency policies are not incorporated into the climate and energy legislation before Congress. The report, released by Arizona Consumers Council and the Consumer Federation of America (CFA), shows that robust [...]]]></description>
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		<slash:comments>0</slash:comments>
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		<title>AzCC Letter to the Editor:  Just Say No to Pay Day Lenders</title>
		<link>http://www.azconsumer.org/azcc-letter-to-the-editor-just-say-no-to-pay-day-lenders/</link>
		<comments>http://www.azconsumer.org/azcc-letter-to-the-editor-just-say-no-to-pay-day-lenders/#comments</comments>
		<pubDate>Mon, 01 Mar 2010 16:47:48 +0000</pubDate>
		<dc:creator>Leslie Kyman Cooper</dc:creator>
				<category><![CDATA[Payday Loans]]></category>

		<guid isPermaLink="false">http://www.azconsumer.org/?p=642</guid>
		<description><![CDATA[The Arizona Consumers Council sent this letter to the Prescott Daily Courier, in response a letter from the Center for Consumer Freedom (an astroturf organization) that suggested that imposing fee caps on pay day loans will cut off a necessary resource.
Dear Editor:
In 2008, pay day lenders funded a pricey initiative in an attempt to ensure [...]]]></description>
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		<slash:comments>0</slash:comments>
		</item>
		<item>
		<title>Don&#8217;t get Taken by Fake Census Takers</title>
		<link>http://www.azconsumer.org/dont-get-taken-by-fake-census-takers/</link>
		<comments>http://www.azconsumer.org/dont-get-taken-by-fake-census-takers/#comments</comments>
		<pubDate>Tue, 16 Feb 2010 21:09:38 +0000</pubDate>
		<dc:creator>Leslie Kyman Cooper</dc:creator>
				<category><![CDATA[Featured]]></category>
		<category><![CDATA[Fraud & Scams]]></category>

		<guid isPermaLink="false">http://www.azconsumer.org/?p=631</guid>
		<description><![CDATA[It&#8217;s sad, but true. Someone, somewhere, will get scammed by a fake census taker some time this year. Don&#8217;t let that person be you. Follow this advice, and don&#8217;t let a fake census taker take your private information.
First, know the facts: the 2010 Census will be mailed to 134 million households on March 1. The [...]]]></description>
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		<slash:comments>0</slash:comments>
		</item>
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		<title>Stay Away from Quickie Tax Refund Loans</title>
		<link>http://www.azconsumer.org/stay-away-from-quickie-tax-refund-loans/</link>
		<comments>http://www.azconsumer.org/stay-away-from-quickie-tax-refund-loans/#comments</comments>
		<pubDate>Tue, 02 Feb 2010 18:50:00 +0000</pubDate>
		<dc:creator>Leslie Kyman Cooper</dc:creator>
				<category><![CDATA[Credit & Finance]]></category>
		<category><![CDATA[Featured]]></category>

		<guid isPermaLink="false">http://www.azconsumer.org/?p=498</guid>
		<description><![CDATA[Consumers looking to get their tax refund more quickly should reject quickie tax refund loans offered by many tax preparation services.  While it might be tempting to take such a loan as part of a package that includes free tax preparation services, in reality, such loans cost a lot but offer little.  In most cases, [...]]]></description>
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		<slash:comments>0</slash:comments>
		</item>
		<item>
		<title>Arizona Opponents of Payday See HB2161 Postponed</title>
		<link>http://www.azconsumer.org/arizona-opponents-of-payday-see-hb2161-postponed/</link>
		<comments>http://www.azconsumer.org/arizona-opponents-of-payday-see-hb2161-postponed/#comments</comments>
		<pubDate>Thu, 28 Jan 2010 05:47:24 +0000</pubDate>
		<dc:creator>Doreen Mauro</dc:creator>
				<category><![CDATA[Credit & Finance]]></category>
		<category><![CDATA[Payday Loans]]></category>

		<guid isPermaLink="false">http://www.azconsumer.org/?p=458</guid>
		<description><![CDATA[On Monday the House Banking and Insurance Committee decided not to discuss and vote on HB2161. The bill apparently will undo regulation on payday loans set to go into effect this year. Consumer advocates from Center for Economic Integrity, Center for Responsible Lending, No More Loan Sharks, Consumer Federation of America and AARP Arizona attended. [...]]]></description>
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		<slash:comments>0</slash:comments>
		</item>
		<item>
		<title>Arizonans United Against Abuses of Payday Lending</title>
		<link>http://www.azconsumer.org/arizonans-united-against-abuses-of-payday-lending/</link>
		<comments>http://www.azconsumer.org/arizonans-united-against-abuses-of-payday-lending/#comments</comments>
		<pubDate>Tue, 19 Jan 2010 01:26:21 +0000</pubDate>
		<dc:creator>Doreen Mauro</dc:creator>
				<category><![CDATA[AzCC News]]></category>
		<category><![CDATA[Payday Loans]]></category>

		<guid isPermaLink="false">http://www.azconsumer.org/?p=116</guid>
		<description><![CDATA[In a  No More Loan Sharks press release for January 14, 2010, Arizonans for Responsible Lending and consumer advocates spoke out at the Arizona State Capitol against the abuses of payday lending, and the continued attempts by industry lobbyists to overturn Arizona voters&#8217; desire for protection. Viewed as legalized loan-sharking by many, payday loans [...]]]></description>
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		<slash:comments>0</slash:comments>
		</item>
		<item>
		<title>Consumer Alert: Car Dealerships Win CFPA Exemption</title>
		<link>http://www.azconsumer.org/consumer-alert-car-dealerships-win-exemption-from-cfpa/</link>
		<comments>http://www.azconsumer.org/consumer-alert-car-dealerships-win-exemption-from-cfpa/#comments</comments>
		<pubDate>Mon, 18 Jan 2010 01:18:55 +0000</pubDate>
		<dc:creator>AZCCwebDev</dc:creator>
				<category><![CDATA[Credit & Finance]]></category>

		<guid isPermaLink="false">http://www.azconsumer.org/?p=110</guid>
		<description><![CDATA[Consumer advocates and a Marine Corps legal assistance professional are speaking out against a recent exemption for car dealerships from regulation by the new Consumer Financial Protection Agency (CFPA). Car debt is an $850 billion loan market largely fueled by dealers&#8217; referrals, often targeting the inexperienced, and where consumers may easily miss out on the [...]]]></description>
		<wfw:commentRss>http://www.azconsumer.org/consumer-alert-car-dealerships-win-exemption-from-cfpa/feed/</wfw:commentRss>
		<slash:comments>0</slash:comments>
		</item>
		<item>
		<title>CFA Debt Settlement Tips</title>
		<link>http://www.azconsumer.org/cfa-debt-settlement-tips/</link>
		<comments>http://www.azconsumer.org/cfa-debt-settlement-tips/#comments</comments>
		<pubDate>Sat, 16 Jan 2010 01:24:19 +0000</pubDate>
		<dc:creator>AZCCwebDev</dc:creator>
				<category><![CDATA[Credit & Finance]]></category>

		<guid isPermaLink="false">http://www.azconsumer.org/?p=365</guid>
		<description><![CDATA[Consumer Federation of America (CFA) offers consumers important debt settlement tips. This information is available from CFA in English as well as in Spanish. Also see America Saves on managing debt.
]]></description>
		<wfw:commentRss>http://www.azconsumer.org/cfa-debt-settlement-tips/feed/</wfw:commentRss>
		<slash:comments>0</slash:comments>
		</item>
		<item>
		<title>Consumer Alert on Payday Lending and Other Debt Traps</title>
		<link>http://www.azconsumer.org/consumer-alert-on-payday-lending-and-other-debt-traps/</link>
		<comments>http://www.azconsumer.org/consumer-alert-on-payday-lending-and-other-debt-traps/#comments</comments>
		<pubDate>Sat, 16 Jan 2010 01:17:31 +0000</pubDate>
		<dc:creator>WebDev</dc:creator>
				<category><![CDATA[Credit & Finance]]></category>
		<category><![CDATA[Payday Loans]]></category>

		<guid isPermaLink="false">http://www.azconsumer.org/?p=107</guid>
		<description><![CDATA[Consumer Federation of America (CFA) offers consumers important information on the risks of repeat short-term loan borrowing, triple-digit interest rates and unfair banking tactics. For more information visit paydayloaninfo.org.
]]></description>
		<wfw:commentRss>http://www.azconsumer.org/consumer-alert-on-payday-lending-and-other-debt-traps/feed/</wfw:commentRss>
		<slash:comments>0</slash:comments>
		</item>
		<item>
		<title>Project Civil Discourse on Health Care</title>
		<link>http://www.azconsumer.org/project-civil-discourse-on-health-care/</link>
		<comments>http://www.azconsumer.org/project-civil-discourse-on-health-care/#comments</comments>
		<pubDate>Sat, 16 Jan 2010 01:16:27 +0000</pubDate>
		<dc:creator>WebDev</dc:creator>
				<category><![CDATA[Health Care]]></category>

		<guid isPermaLink="false">http://www.azconsumer.org/?p=104</guid>
		<description><![CDATA[Project Civil Discourse is a collaborative initiative of the  Arizona Humanities Council. A report of their latest event, a discussion between project partners composed of community organizations, held on December 1st, 2009, is now available. The report, Speaking, Not Shouting: A Community Conversation About Health Care Reform is available here.
]]></description>
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		<slash:comments>0</slash:comments>
		</item>
		<item>
		<title>OCC Reminds Consumers To Read Fine Print on Gift Cards</title>
		<link>http://www.azconsumer.org/occ-reminds-consumers-to-read-fine-print-on-gift-cards/</link>
		<comments>http://www.azconsumer.org/occ-reminds-consumers-to-read-fine-print-on-gift-cards/#comments</comments>
		<pubDate>Sat, 16 Jan 2010 01:12:14 +0000</pubDate>
		<dc:creator>WebDev</dc:creator>
				<category><![CDATA[Credit & Finance]]></category>

		<guid isPermaLink="false">http://www.azconsumer.org/?p=101</guid>
		<description><![CDATA[The Office of the Comptroller  						of the Currency (OCC) recommends that consumers be aware of tricky gift card terms and conditions.  						Read the OCC Consumer  						Advisory and additional OCC information.
]]></description>
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